Quote:
Originally Posted by DWarrior
I don't really understand why something you use every day can be part of insurance (not including drugs, since getting that condition is the chance you're insuring against). That's why you don't have Food Insurance, or Rent Insurance.
If you're paying $X/day for a pill you take every day, there's nothing to insure against. So if you get insurance for it, that insurance will just cost you $X/day+processing.
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While I somewhat agree with your logic, and I think birth control costs can vary widely depending on the type of birth control used (I know women who were paying almost as much per month for birth control as I was for health insurance, which would throw health insurance costs out of whack), I would point out that some health insurance companies cover viagra. The logic is that it's a "health condition". Of course, viagra seems elective (rather than a medical issue that needs treatment, like a heart condition) and it's a recurring cost like birth control is. It seems like the justification for insurance companies to cover viagra is weaker than the justification for covering birth control. (One thought I had was that maybe viagra costs less so there's less resistance to covering it - but a google search says viagra costs $20+ a pill; I was surprised it was so expensive.)
Related - I think this is a ridiculous thing to say: "Jack Cafferty: Viagra Is For A Medical Condition, Birth Control Is A "Lifestyle Choice""
Jack Cafferty: Viagra Is For A Medical Condition, Birth Control Is A "Lifestyle Choice" | Crooks and Liars