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Old 05-08-2020, 08:43 AM   #3 (permalink)
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Join Date: Mar 2008
Location: Indiana
Posts: 985
8: Procrastination

Follow up-one of the phone calls I made was to our mortgage company to refinance our mortgage so that we could get cash out equity for some upgrades to the house. We started this process beginning of March which ended up being perfect timing with this pandemic. We were able to close and while we are holding off on these upgrades for now, we have a super nice savings to fall back on should Justin lose his job (he is in a brewery/restaurant). As part of this refinance we were able to get rid of several of our loans and credit cards so that we could really start comfortably attacking our other debts. And the monthly mortgage is still well within our means to the point where we can also put extra money on it every month.

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