[Apia resurrected]

In our country it’s like that:

You are in universal health care but when you are above a certain income you can decide if you stay in or go private.
We are both above the line and could leave it and go private.

It would be 100% cheaper now but only for us. In the universal plan our kids are insured for free. FREE. Not so in private. We have two kids, this is real money.
And when you get older private becomes more expensive. And you have to pay out of pocket first and get the money back.
Also universal is not non competitive here.
When you go universal you can still choose a provider out of 97 (!!!)

And no, the market you are talking about doesn’t exist here like that only for elective stuff like getting hair implants or having fat removed in some other country. ( often Eastern Europe)
My father had an eye operation last year, got the appointment really fast, things went great and he paid nothing. He stayed in hospital for 2 days.

When I had my kids in a hospital there was no bill for me after.
I’m not sure how my father or me could get this procedures for less than 0 Euro. Maybe if I had a reality show and they would pay me? Don’t think this is a solution for many.