[Apia resurrected]

Originally Posted by nordcharonmir

Private insurance is only for the wealthy? They no longer pay tax for public insurance? There is no additional premium?

100% cheaper is almost the right answer...closer to 135% in normal years to have a private insurance plan if we are just looking at premium, the universal also has subsidized other pieces and bad years that come from non-direct taxation, so some years like COVID years for example private would have been ~7,000% cheaper private.


Children are FREE?!?!?! This is a huge psychological difference between you and reality...they are not free they just don't come with additional premium via tax/fees etc. that you are aware of. They are already paid for whether you have children or not. For them to be free would require all the products and services that come with treat, potential treatment, administration etc to be done at no cost (thus not being paid for labor or material costs).

THE GOVERNMENT DOESN"T GIVE YOU ANYTHING FREE (important for Americans right now to understand this too with all the "give me free shit" going on). They just give back some of the citizens' money, or print more which is a theft of value from every currency holder...if you are a citizen then they are giving back some of the money they already took from you after loosing some, administration fees, theft, etc. This is why it mathematically can never be a greater economic move to have the government buy you something than you just buy it for yourself (cuts out all the overheads of government which are estimated currently in western countries around 60% of every unit of currency they touch annually).

Yes, there are a few exceptions where pooled resources by the community to protect those who can't provide for themselves are appropriate but that is a social choice not an economic advantage. That amount in America by all statistics should only be about 10% of the populace which looks like single digits in taxation rates (total taxation not just healthcare or income or property or sales or...). In Germany (post immigration crisis) should be around 16%.

I know the market I'm talking about doesn't exist there...that's why people fly to America, Thailand etc. to get faster cheaper (even with airfare) treatment...It's an entire industry which has been a bit disrupted by COVID but was BOOOOOOMING!



Not sure your point here. Makes sense for doctors to have the most lucrative payment options available to them (gov insurance) and only older, retired doctors who are already financially secure not want to deal with the gov. Seems to make the counterpoint of what I think you meant.

Very good, thank you for improving everything.