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View Poll Results: Which TV would you get?
The $500 one 40 39.22%
The $700 one 62 60.78%
Voters: 102. You may not vote on this poll

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Old 08-15-2011, 05:52 PM   #1 (permalink)
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1443: Superhero

"You need a superhero!"








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Old 08-15-2011, 08:42 PM   #2 (permalink)
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Does everyone really just put everything on their credit cards and spend months paying it off, hoping for the best? A 700$ HD set? You're paying more than that in finance charges. Why not save up the 900$ you'll spend anyway and get the better ting? Or get something else with the saved interest? Or *gasp* put it in the bank?...

I don't understand people.

Old enough to buy electronics/Male/US/Employed

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Old 08-15-2011, 09:07 PM   #3 (permalink)
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Please include A/S/L/Job with all TV buying comments.

Preferably with all comments, but it especially fits here I think.
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Old 08-15-2011, 09:12 PM   #4 (permalink)
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Quote:
Originally Posted by ThisIsMyUserName View Post
Does everyone really just put everything on their credit cards and spend months paying it off, hoping for the best? A 700$ HD set? You're paying more than that in finance charges. Why not save up the 900$ you'll spend anyway and get the better ting? Or get something else with the saved interest? Or *gasp* put it in the bank?...

I don't understand people.

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Because people want a tv now?

old enough to be an adult/male/US/unemployed
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Old 08-15-2011, 10:17 PM   #5 (permalink)
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Quote:
Originally Posted by ThisIsMyUserName View Post
Does everyone really just put everything on their credit cards and spend months paying it off, hoping for the best? A 700$ HD set? You're paying more than that in finance charges. Why not save up the 900$ you'll spend anyway and get the better ting? Or get something else with the saved interest? Or *gasp* put it in the bank?...

I don't understand people.

Old enough to buy electronics/Male/US/Employed
Because of a little thing called 0% interest for x amount of months. Budget the payments and it's all good. Like layaway but I wants it NOW. If you can't manage to find credit with no interest, you should stay out of the game.

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Old 08-15-2011, 10:29 PM   #6 (permalink)
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Because of a little thing called 0% interest for x amount of months. Budget the payments and it's all good. Like layaway but I wants it NOW. If you can't manage to find credit with no interest, you should stay out of the game.

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Everyone has to post a jab to feel better about themselves. Really pathetic.
I didn't know it was a "game". I don't make payment on anything. How about you just buy what you can afford, or wait. How about that game?

Don't people have savings? Are you telling me that the average person doesn't have 500$ in the bank? Seriously, I don't know. Is that normal? I'd be losing my shit if my bank account was 3 digits. I've been there and it was my lowest and most stressful time of my life. I don't see how that can be the norm for anyone.
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Old 08-15-2011, 10:36 PM   #7 (permalink)
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Quote:
Originally Posted by ThisIsMyUserName View Post
Does everyone really just put everything on their credit cards and spend months paying it off, hoping for the best? A 700$ HD set? You're paying more than that in finance charges. Why not save up the 900$ you'll spend anyway and get the better ting? Or get something else with the saved interest? Or *gasp* put it in the bank?...

I don't understand people.


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This is your original post.

Quote:
Originally Posted by ThisIsMyUserName View Post
Everyone has to post a jab to feel better about themselves. Really pathetic.I didn't know it was a "game". I don't make payment on anything. How about you just buy what you can afford, or wait. How about that game?
Seriously? Are you fucken kidding me.
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Old 08-15-2011, 10:42 PM   #8 (permalink)
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This is your original post.



Seriously? Are you fucken kidding me.
Kidding about what? What are people upset about??

The argument seems to be: Have no money in reserve, put things on a credit card that you find with 0% interest (because it's a game), pay something off later and hope you have the money for everything else you need.

I'm clearly in the wrong here I guess. In my original post I was asking if people usually live by putting everything on a card when they don't have the cash to back it up. My question has been answered.
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Old 08-15-2011, 10:52 PM   #9 (permalink)
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I actually ALWAYS have the cash to back it up, but to me cash is more valuable than a fully manageable credit debt is risky.

That said, my mind is changed. I'm going to take this all much more seriously from now on.
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Old 08-15-2011, 11:13 PM   #10 (permalink)
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Originally Posted by ThisIsMyUserName View Post
Kidding about what? What are people upset about??

The argument seems to be: Have no money in reserve, put things on a credit card that you find with 0% interest (because it's a game), pay something off later and hope you have the money for everything else you need.

I'm clearly in the wrong here I guess. In my original post I was asking if people usually live by putting everything on a card when they don't have the cash to back it up. My question has been answered.
My point has nothing to do with the credit v buying outright debate.

You're being a self important butt hurt douche, as indicated by the phrases I highlighted in bold in my original post.


Behave.
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