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Old 05-06-2010, 10:28 PM   #7 (permalink)
MalcolmSmith
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Join Date: Apr 2006
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Quote:
Originally Posted by WildmanNot View Post
I'm not buying it. The guy who doesn't have insurance and has the $500,000 med bill is worse than the guy who pays $50,000 and then has the $500,000 med bill. Basic math.

Either pay for the insurance or suffer on your own. That's the only fair way to do it.
What I meant was a guy with no insurance, but a much smaller bill, say even $5,000 or $50,000. I know a lot of people with insurance who run up bills way above and beyond the total of anything they ever paid in. Those costs are immediately shared across their insurance pools, but the overall costs affect everyone. Insurance companies lose on some pools and make up those losses on other pools. Doctors lose on some providers and make those costs up on other patients. In many instances, the single insured and the cash customer actually subsidize managed, insured costs. I'll look into it. I'm pretty confident that the volume of really high dollar treatments and surgeries is not entering, unpaid, through emergency rooms.
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Last edited by MalcolmSmith; 05-06-2010 at 10:32 PM.
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